) : ( )} Is Your Timeshare Worth Keeping?

Get the Facts Before You Decide

Learn the real costs and risks of timeshare ownership. Read our Buyer Beware guide for essential information.

Read Timeshare Facts

Is Your Timeshare Worth Keeping? A Financial Reality Check

Evaluating the true cost and value of your timeshare investment

Many timeshare owners reach a point where they wonder: Is this still worth it? Whether it's rising maintenance fees, difficulty booking vacations, or unexpected assessments, the financial burden of timeshare ownership can outweigh the benefits. This post will help you assess whether keeping your timeshare is a good financial decision—or if exiting is the smarter move.

Step 1: Calculate Your Total Costs

Most timeshare owners only consider the initial purchase price, but the true cost includes:

  • ✓ Annual maintenance fees (which increase yearly)
  • ✓ Special assessments (unexpected fees for resort upgrades or damages)
  • ✓ Exchange fees (if you use a third-party exchange company)
  • ✓ Financing costs (if you took out a loan, high-interest rates apply)

💰 Example:

  • Purchase price: $20,000
  • Maintenance fees: $1,500 per year (increasing annually)
  • Special assessments: $500 every few years
  • Exchange fees: $250 per trade

After 10 years, you've easily paid $35,000+—even if you don't use your timeshare!

Step 2: Compare to Alternative Travel Options

Would you pay the same amount for vacations without being locked into a timeshare? Compare:

  • ✈️
    Airbnb & VRBO

    More flexibility, no long-term contracts

  • 🏨
    Hotels & Resorts

    No maintenance fees or obligations

  • 🏡
    Vacation Rentals

    Book only when you actually need accommodations

If you could vacation on your terms for less, why stay locked in?

Step 3: Assess Booking Availability & Satisfaction

  • ✗ Can't book the dates or locations you want?
  • ✗ Frustrated with the reservation process?
  • ✗ Paying extra to trade or upgrade?

Make the Smart Financial Choice

If your timeshare is costing you more than it's worth, timeshare exit could be the right solution. Contact NW Advisors Group today for a free consultation and learn how to break free from unnecessary expenses.

Get Your Free Consultation